Newsletter: October 2025:🎨SIBOS artwork & free CBPR+ validation

Newsletter | October 2025

Hi there,

After SIBOS, our XMLdation founder, Juha, visited an art gallery in Tampere, Finland, saw an oil painting (Primary Colors), and discussed it with the artist Erno Peltonen. The artist was interested in Juha’s impressions: just like SIBOS, everybody is unique, yet at the end all are human and similar. Erno’s response: “SIBOS was not on my mind.” Later Erno sent on the artwork for us to share!

CBPR+ and free validation

Under pressure—need simple CBPR+ pain.001 and pacs.008 validation so you can work more efficiently coming up to the November deadline? XMLdation wants to support the community—contact us and we’ll give free access to our world-class ISO 20022 Validation tool until November 30th. Fill the form here.

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SIBOS 2025 recap

Big topics were Securities and capital markets with ISO 20022, structured and hybrid addresses, SCT Inst and VoP for European banks. Unsurprisingly, AI appeared everywhere, but let’s see what things look like next year.

XMLdation started a new tradition—gin + t-shirts reception. To be continued in Miami, 2026—hope you can join us.

PASA PIPC in South Africa — report from Martin

Martin Reynolds attended the PASA PIPC payments conference in Johannesburg. He sent us this short report.

PICP 2025

Lots of things are happening in the South African payments space at the moment. Payment inclusion and modernization in a dynamic geo-political climate were some of the main topics under discussion.

With the SA Reserve Bank’s recent acquisition of a 50% stake in PayInc (formerly BankServ) to create a national payments utility—meant to assist the modernization of the South African payments ecosystem—the landscape is bound to look very different a few years from now.

Through it all, the “Can do” attitude, typical of South Africans, remains a beacon of hope for future generations that will call this beautiful country home.