RTR in Canada: A new payments model and a new testing imperative

Canada’s payments sector will undergo change in 2026 with the introduction of its long-awaited...

Taking message implementation guides to the next level

Based on the needs of XMLdation’s bank customers across Europe and North America, we co-created a...

ISO 20022 Hybrid and Structured Postal Addresses: Fostering Corporate Readiness

As ISO 20022 moves into its next phase, unstructured postal addresses will be phased out in favour...

Project Nexus: Accelerating implementation through self-service testing

Project Nexus – a global initiative from the BIS Innovation Hub – aims to deliver instant...

Overcoming VOP friction in batch payments

The mandatory rollout of Verification of Payee (VOP) across the Single Euro Payments Area (SEPA)...

CBPR+ and ISO 20022: what’s changing and how to stay ahead

The Cross-Border Payments and Reporting Plus (CBPR+) initiative, led by Swift, is a targeted effort...

Payment File Testing services, how to build the business case for your bank

Once you've decided that Payment File Testing services solve a problem for your bank, next step is...

The do’s and don’ts of technical onboarding

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ISO 20022: the foundation for the treasury of the future

The ISO 20022 migration is far from over. In the next phase, the focus for banks will be on...

Nacha podcast ISO 20022 and ACH

Listen Tricia Balfe, CEO of XMLdation, a Nacha Preferred Partner for Compliance and ACH Experience,...

Integrating ISO 20022 into US ACH operations

As banks transition to ISO 20022 for wires and instant payments, large corporates see the potential...

ACH Payments File Testing for Community and smaller Regional US Banks

In the dynamic landscape of financial transactions, Automated Clearing House (ACH) payments has...

What Has ISO 20022 Ever Done For Me?

The transition to ISO 20022 will advance efforts to provide more and better transactional data,...

ISO 20022 and Open Banking: Natural bedfellows

With the ISO 20022 migration now well underway, we consider how the standardisation of payment...

Uncovering 5 secrets for rapid client implementations and great customer experience in payments and corporate banking

At Payments Canada Summit in May 2019, we had the pleasure of inviting some world class experts in...

Why is ISO 20022 important for Payment System Operators?

With the migration to ISO 20022 now in full swing, much has been written on the benefits for banks...

Three key payments considerations for banks in 2024

As banks look to stave off disintermediation from fintechs, while managing technical...

Unraveling ISO 20022: Interview with Samantha Carrier

At AFP 2023 in San Diego, we had the opportunity to interview Samantha Carrier, Senior Director of...

The ISO 20022 Chronicles with XMLdation

Step into the world of ISO 20022 with us!

Fireside chat: Redeeming the potential in corporate payments

XMLdation's Head of Sales & Marketing, Paula Ruohoranta, and OP Financial Group's Business Lead...

Nearly two decades of ISO 20022

The payments market has changed dramatically since the publication of ISO 20022 in 2004. New...

On-Boarding: Automation of the Client Journey

A running joke among bankers is, the first thing you do with a new client is annoy them. The entire...

CEO Interview on ISO 27001 Certification

ISO 27001 is the auditable, international standard that defines the requirements of information...

Anticipating migration to newer version of pain.001 by incorporating some of the changes in old pain.001

For an FI which is using pain.001.001.03 and is expecting to update to a newer version of pain.001,...

No Surprises – The Power of Payment Flow Simulation

Setting up a new banking client is a bad place for surprises. So it’s a great idea to manage...

ISO 20022 Migration Journey

A Payments GPS – Here Comes ISO 20022

The set of ISO message formats know as “20022” have been...

Getting It Over the Line

The phone rings … your boss in Head Office is asking about that new client. It’s an important piece...

The Central Bank Payments Conference 2022 - Innovation Session

Modernised test approach for fast evolving payments infrastructure:

A strategic objective

Ambitious but inefficient banks invest more in modern cloud technology

Testing Times: Making ISO 20022 testing the bedrock of payments infrastructure modernization

The international network of payment systems that serves individuals and companies is undergoing a...

ISO 20022 Myths - Busted!

In the recent webinar conducted by our partner Expleo, we helped to debunk some myths surrounding...

Understanding the new 2019/2020 ISO 20022 pain.001 message version

The ISO 20022 pain.001 message is widely used for corporate to bank payments. To date the most...

[Infographic] ISO 20022 in Payments Domain

What is ISO 20022 anyway?

We created an Infographic to explain how ISO 20022 is being used in ...

[Infographic] Payment Systems Modernization

Many payments systems around the world are being improved or rebuilt to serve the needs of a...

[Infographic] Client onboarding – it shouldn’t break the bank

XMLdation has developed this infographic, “Client Onboarding: IT shouldn’t break the bank”. We show...

Payments and Transaction Banking Customer Experience – Client Integration as Competitive Edge for Banks

Supporting commercial clients through the payments setup process at BMO

This webinar, brought to you by XMLdation, BMO and Payments Canada, provided an overview of the...

[Tip Sheet] Instant Payments Product Launch

Instant Payments are a worldwide phenomenon that is dramatically changing the way money moves,...

Automated test file generation – creating messages for comprehensive testing in an instant

When systems have to be tested, banks and other providers of message-based transactions face the...

Flexible business rule management is key to efficient message validation

One of the core tasks in managing message formats (e.g. XML, JSON) is to store detailed...

Easy access to XML validation is key in customer on-boarding

Strengthening support for corporate customers has repeatedly proven to be one of the most effective...

A centralized approach to the efficient documentation of XML schemas and business rules

Just like the processes they enable, XML schemas used for transaction messages are complex...

Automated interfaces for XML validation facilitate continuous software testing

ISO 20022 XML is a standardized format, yet due to dialects and variations in message content its...

Payment process simulation in the cloud: Paving the way for scalable end-to-end testing

As ISO 20022 XML is replacing the plethora of older message formats, it is easily overseen that,...