XMLdation Oy and Pine & Cone Oy have entered a partnership to jointly deliver new Services to our client base. The partnership enables XMLdation to deliver rails testing solutions designed for self-service and ease-of-use.
“Pinecone is a great partner, similarly expert in the payments domain and with complimentary technical capabilities. We’re thrilled to work with them” says Tricia Balfe, CEO at XMLdation.
“This marks the first stage of our partnership with XMLdation, and I’m confident we’ll do much more together to deliver value to the European payments ecosystem.” says Sami Karhunen, Co-founder of Pine & Cone Oy.
Pine & Cone Oy (Pinecone) is a FIN-FSA-supervised payment institution and a pioneer in SEPA-based payment infrastructure. The company enables banks, fintechs, merchants and corporates to integrate SEPA Request-to-Pay, Instant Credit Transfers, and compliant customer funds services quickly, securely, and at scale.
XMLdation is a world leader in financial messaging operating on four continents. We deliver Testing as a Service solutions in cloud, designed for banks and payment system operators. These self-service solutions ensure resilience and quality in payment systems through repeatable and automated test processes, and streamline on-boarding to new payment schemes and rollout of new services and formats.
More information:
XMLdation sales at xmldation.com
Pine & Cone sami at pincecone.team
23.10.2025
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