Newsletter December 2025: 🎅Winter & ISO 20022 hybrid addresses again ❄️❄️
Hi there,
Something light for end of 2025 – we are recycling our most popular LinkedIn post of the last 12 months. No news yet on the movie. We’re also sharing some useful information on hybrid and structured addresses in ISO 20022. If helping your corporates to comply with the new address rules is a topic, it’s worth a read.
Viewpoint on ISO 20022 Hybrid and Structured Postal Addresses
The true purpose of the ISO 20022 migration is to unlock the value of richer, more granular structured data – improving transparency, strengthening compliance checks and enabling higher straight-through processing. The next step on this path is the retirement of unstructured postal addresses in favour of hybrid and fully structured formats by November 2026.
In our Hybrid and Structured Postal Addresses post, we discuss corporate readiness and explain the usage rules in detail.
The XMLdation Payment File Testing Service helps corporates to understand and test compliance with these complex rules.
ISO 27001 certification renewed
XMLdation continues to improve our information security posture, and in November successfully renewed our ISO 27001 certification. The auditor kindly reported to us that “you are in better shape than 90% of similar companies”.
New partnership with Pinecone
XMLdation Oy and Pine & Cone Oy have entered a partnership to jointly deliver new services to our client base. The partnership enables XMLdation to deliver rails testing solutions designed for self-service and ease-of-use.
Read more and stay tuned for more on this topic in 2026.
Meet us at
- Pay360, London, March 25–26 – Link
- Nacha Smarter Faster Payments, April 26–29, San Diego – Link
- The 2026 Payments Canada SUMMIT, May 5–7, Toronto – Link
If you attend any of these events, drop us a note and arrange to meet!