Newsletter-July-2026

Summer joke: what does the summer sun and XMLdation team have in common? Both are working. Even though everyone on our team takes a well-deserved summer break when the time is right, ongoing projects and customers around the world keeps our team busy.

Another topic that is keeping us busy is the launch of our Virtual Buddy Bank™ - your new best friend when it comes to testing payment schemes and rails. Read more!


Virtual Buddy Bank™: Your New Best Friend

What exactly is a Virtual Buddy Bank, and why do banks need one? A Virtual Buddy Bank™ acts as a simulated counterparty bank, allowing you and your colleagues to test payment schemes and payment rails without having to coordinate testing with another real bank.

Read our latest blog to learn more about our approach and the benefits of Virtual Buddy Bank™ and find more information on the XMLdation website.

The Buddy Bank is available now on RT1 and TIPS. Stay tuned for news about the launch of Virtual Buddy Bank™ for North American payment rails.

Virtual Buddy Bank – Your New Best Friend

Payment File Testing Combined with AI Explain

Our Payment File Testing solution has been used by bank corporate clients for many years - giving precise and accurate information to bank clients about issues in their payment files.

The latest challenge for banks is ensuring corporates provide hybrid addresses by November 2026, next challenge will be structured remittance information.

Due to increasing complexity, we've enhanced the solution with AI to explain the issues in plain language and suggest fixes, watch our video.

AI Explain for Payment File Testing

 

Meet Us At

  • Central Bank Payments Conference, Istanbul,  August 31 - September 2 Link
  • Nordic Fintech Week, Copenhagen, September 23-24, Link
  • Sibos, Miami, September 28 - October 2, Link
  • AFP 2026, Las Vegas,  November 8-11, Link
  • SIngapore Fintech Festival November 18-20  2026, Link
  • The Clearing House Annual Conference, November 17-18, Link

If you attend any of these events, drop us a note and arrange to meet!

About XMLdation

XMLdation is a world leader in financial messaging. Our solutions are designed for banks and clearers.

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